By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or
[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
If you have concerns about this you should seek the advice of an elder law attorney.
Lets say you have been on the deed for over five years, then you remain in the home but you make sure on the Medicaid application, that Medicaid knows this. When Dad dies, a lien will be placed on Dads half of the house. You can remain in the home. But if you leave, sell or pass, that lien will need to be satisfied by selling the house. The NH has been paid by Medicaid and Dad by offsetting the cost of his care with his Social Security and any pension he receives monthly.
If you have been on the deed less that 5 yrs, have you been caregiving in the home for over 2 yrs. If so there is a Caregiver allowance for that where u can remain in the home until you leave, sell or die. But you may have to prove that you can pay the bills and upkeep.
For me, Moms house had been up for sale for 5 years. There was a Medicaid lien on it. Once Mom passed, I was paying the utilities, I had stopped paying taxes. I was just about ready to turn everything off and allow the house to go to Sheriffs sale. Medicaid would have done nothing. Its up to family to sell. The house did sell, tax and Medicaid liens were paid. All Medicaid does is place a lien. Once that was done, I never heard from them and it took 2 yrs from the lien to sell.
It would not hurt to consult with an Elder Lawyer. Each State is a little different when it comes to Medicaid. I just gave u the basics.
Medicaid does allow a home and car, plus a small amount of cash for anyone receiving public assistance. They do not make you sell the house to pay for upfront care, it is all done through recovery after death and that is what a lawyer can help you understand and keep you from making any mistakes that could be detrimental in the future for you and dad.
If Medicaid is going to be expected to pay for him for life in a nursing home, then yes you will probably have to sell the house.
Your name will have to have been on the deed for longer than the Medicaid look-back period which is usually five years in order for your share to be protected as a Medicaid-exempt asset.
If your name has been on the deed longer than that, the nursing home and Medicaid can only take what is your father's half. Since you are not a spouse you will not be allowed to just live in the house until you die or move.
You will be able to stayn living there but will likely have to take out a mortgage on the property and pay over your father's half of the value to the nursing home in cash. They will also demand his monthly income. After his funds have been exhausted, Medicaid will start paying what his monthly income does not cover.