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Are there any church run daycares in your area? Our church provides nearly free ($1 per family per week) and reduced day care services for those in the community in need.
A lot of food pantries offer childcare supplies too.
Have you contacted any social workers at VA hospitals to see if she would get any kind of coverage as a mother of an active duty soldier?
I do know that there's a program extending care to caregivers; I don't have all the info at my fingertips, but I did get some good info from them. At the time I called, they also had some type of interactive program during which caregivers could participate in discussions and raise issues.
If she can get medical assistance but needs to first register for health care, try the VFW or American Legion. AL helped us. Let one of the service organizations help accelerate the process for you.
W/o checking my notes, I don't recall if the VA extends care for private hospice programs, but best recollection is that it does. MIL would have to qualify first, but given that hospice has been recommended, a social worker might be able to help push through qualification papers.
If she qualifies, I learned that the VA does provide some funding for private duty care, which would otherwise be out-of-pocket for non military people. That might at least give you some relief.
You probably know this better than I, but it's my understanding that the JAG Corps handles some estate planning, so I would ask your husband's service's JAG office and find out if that EP extends to end of life planning and financial support.
Also, if she qualifies, and if I recall correctly, the VA does have some hospice facilities.
Aren't there also service specific groups that help military families in need? I don't recall their specific designations, but it was my understanding that they helped intervene in family crises or lesser level issues.
Given that you're in the heart of a military area, and assuming that you're getting VA care since you mentioned that you're disabled, I think I would first contact my social worker and ask for some guidance. Even if he/she can't help you, there might be other resources.
I wish I had more to offer, and if I think of anything else I'll let you know. I do hope you can at least get some information to help guide you to other resources, after first determining what else might be available to the mother of an active duty soldier.
Update:
Did a quick search and learned that dependent parents of a Vet can qualify, the criteria apparently being how dependence of the parent is determined, and meeting those standards.
This might help:
https://www.va.gov/opa/persona/caregiver_family.asp
Caregiver support (this might help in determining whether or not MIL can get assistance): https://www.caregiver.va.gov/Care_Caregivers.asp, or at least provide info on what help you can get for yourself as a caregiver.
VA Hospice and Palliative Care Program: https://www.va.gov/GERIATRICS/Guide/LongTermCare/Palliative_Care.asp
I didn't find the answers I was looking for at this site, but it might be good as a starting portal to move through the VA website and find out first whether or not she can qualify for assistance. If not, then focus on assistance for you.
https://www.va.gov/GERIATRICS/Guide/LongTermCare/Home_and_Community_Based_Services.asp
By any chance was her husband a Vet?
Wish I had more to suggest. Please let us know if you find any good sources to help you, and good luck.