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No insurance, and a co-owner with limited income and assets would make the other co-owner the best target for any future lawsuit.
Help him to get a will or trust or, if your state allows it, a transfer on death deed. Putting your name on the deed now cuts out any other heirs, currently likely to be his Mom if there is no will, is that what he wants?
Get the POAs done at the same time.
There are many sources for simple, unlikely to be contested, wills. Try your local library. https://www.freewill.com/friendssfpl
I think it would be good to talk to an Elder Lawyer. They are versed in Medicaid and probably Social Security.
I think you need to talk to an Elder Lawyer. There is too much going on here for a forum like this to help you. Medicaid is probably in your brothers future. What you do now can effect him being able to get Medicaid later.
Answer short and sweet? Do not do this without advice of an attorney.
When you say, "...protect me if Social Security wants repayment." I think you mean a Medicaid recovery. Again, this can vary and you need to discuss with an actual professional, like an elder law attorney, estate planner or Medicaid Planner for you home state.
Where I live if you don't pay your property taxes it goes into foreclosure pretty quickly (which is what happened to my in-laws here in MN), so you need to know facts for your area.
What would happen if everyone passed away first and only your brother was left to fend for himself? Who would have legal authority to help manage his affairs and make decisions in his best interests? This is a critical question to work answer before he is no longer legally able to create PoAs, Wills, Advance Healthcare Directive, Pre-Need Guardianship, etc.
I will be making sure his property taxes are paid while we're both alive. I think I better ask a lawyer. Thank you! Omigosh.
I don't know if he has Medicaid or not. My older brother had it. I guess I assumed Social Security would also want to be "repaid".