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https://www.ssa.gov/benefits/retirement/planner/otherthings.html
https://www.ssa.gov/benefits/retirement/planner/agereduction.html
https://www.ssa.gov/benefits/retirement/planner/delayret.html
I took my SS at the age of 62. I had worked f/t and p/t jobs. I would have received 100% at 66. If I had waited till 66 I would have received about $950 a month instead of the 750 I did receive at 62, I figured over a period of 4 years I would receive about 30k taking it at 62. When I divided that by the difference of the $950 and $750, it would take me 15 years or so to make that difference up if I collected at 66. He could collect at 62 and still work because they now allow you to make a little over 18k a year. If he wanted, he could put that SS into CDs or an IRA and collect some interest. Not sure about this, but if he continues to work collecting SS, his SS will be eventually adjusted accordingly. My GF, a widow, collected her SS early but worked till she was over 70. By this time her lifetime earnings surpassed her husbands so an adjustment was made and she received $300 more a month in SS. So waiting until 67 may not really be that good it all depends on how much he earned in a lifetime. At 62 u get 75%, waiting till full retirement is 100% and till 70 135%. You may want to see if someone at Office of aging can work this out for him.
(contact us link at bottom) https://mn.gov/dhs/people-we-serve/adults/health-care/health-care-programs/programs-and-services/income-asset-limits.jsp