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Usually if in independent living you get no help and if you need it, you pay for it. Assisted living, it depends on your needs. Another question you ask during your interview.
These Communities vary by State. We really cannot tell you what they offer in way of help. This is a question for the Administrator. I would have a family member with me for another set of ears. Don't sign anything until you have a lawyer look over the paperwork.
You asked "what kind a help".... help in what way? Medical? Caregiving? Finance?
The 55+ communities in my area, there are too many to count, usually one has to be self-pay, thus if you rent or buy a condo or house, it is up to you to pay out of pocket the rent/mortgage and everything else one pays in rental/ownership. There will be a Homeowners Association fee every month which pays for the benefits the community offers (whether you use them or not).
Now, there are also low-income 55+ communities, where one pay rent according to their monthly income. These communities are conveniently located close to shopping and medical care.
You do not say where this "Elmhurst" is I imagine just about every state has a village, city they call Elmhurst.
Depending on your finances you may want to look beyond a specific city.
Once you have "toured" a variety of Continuing Care Communities ask if you can "try it on" for a week or two and see how you like it.
And there are a variety of 55+ communities. Some are just houses or manufactured homes that restrict the age of residents some are just apartment or condo buildings and you rent or buy and again the restriction is age. Then there are Continuing Care Communities that have Independent Living, Assisted Living, Memory Care and Skilled Nursing all in one community. Others have just Independent Living, some have Assisted and Memory Care. So figure out what level of services you want and begin your search.
You can also scroll down to the bottom of the page here and click on the type of community you wish either Independent, Assisted or Memory Care.
I’d imagine it’s a pretty simple process.
thanks, Smita