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And I would venture to guess that if your caregivers agency found out that she asked to borrow money from you that she would be fired immediately.
She definitely crossed the ethical line by doing that.
I would definitely be concerned, and you may want to request different caregivers if not from the same agency then another.
You know, being a godparent is a very special honor in many cultures.
I am Sicilian. My godfather (patrone) always looked after me. Better than my own father and did so until he died. I have three godchildren of my own that I look after special as well.
Don't be judgmental about your uncle taking being a godfather seriously. Don't put a nasty and shameful spin on it either about him having 'fallen' for his own goddaughter. That's disgusting.
Also, you should be hiding your Mom's sensitive information and valuables, like checkbooks, jewelry, cash, credit and debit cards, passwords, SSN, house deed/title, passport, prescription medications, etc. You should put a credit freeze on your Mom's accounts (she doesn't need credit anymore, anyway). Buy a fireproof safe where you can lock it all up in a closet and it's too heavy to run away with it.
Forgive me if I speak plainly, but please use your brain and think for a minute.
Does it make sense to you that a reputable homecare agency would send a mother and daughter caregiving team to move into a private home and work a 24-hour assignment? Some illegal, fly by night agency would do this. A reputable one would not. I own a homecare agency and I would not allow this for one second. We do not even provide 'live-in' care. We'll provide 24-hour care, but none of my caregivers live in a client's home and make it their official residence. No way. Some agencies do live-in, I do not.
Drop this agency immediately and find a reputable one. Or hire a couple of private-duty caregivers from a caregiver website that you can interview and check out personally.
Fire these two and the agency they work for at once immediately.
The way to handle this is by firing them by reporting them to your agency.
No problem in liking your aide and showing appreciation. But agency aides are not allowed to borrow money or take gifts from clients. I would watch these two. They are waiting for you to become comfortable with them, then you are going to start missing things. She is going to ask if its OK to bring the baby to work. This is a no no. I am sure the agency would not allow it. Ask for another loan, "Sorry, not until the first loan is paid back".
Really, now that you have been warned, you need to be more alert. But if it was me, the first time she asked for a loan, I would have reported her.
I did chime in on this. I would not allow two family members to EVER share a case. NEVER. No reputable homecare establishent would.
Oh, and bringing in a third (or fourth) caregiver might be a good idea too, that way you have someone else to rely on should things go wrong.