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This is a tough situation all around. I've read the suggestions already given and am proud of our community for the insight and help they've offered.
I do think 'starting over' is a good idea. Your husband likely thinks he should be a "good son" and do it all. Then he's overwhelmed and can't do any of it. He sees your offer of help as criticism and nagging.
For this reason, the suggestion that you just back off for awhile may work. Sometimes if we just let things happen on their own, people will understand that they do need help. You could say, "I know it seems like I'm nagging you and I don't mean it that way. I just get worried. I'm not going to push you anymore, but I'm willing to help if you need me." Then let it rest.
It’s true that the world won’t end if something negative happens. It may take something nasty for your husband to see he does need help.
If he eventually shows some signs of relenting, then you could offer to help with one specific thing, such as filling out a form. You could say, “Would you like me to fill this out and then you can sign it? If we work as a team, we’ll get through it more quickly.”
Go easy or he’s likely to feel attacked again. This could be a slow, painful process, but what you’re going through is no fun either. Counseling would be wonderful if you can get it, even if you are the only one to go. Otherwise, talking with the social worker at the nursing home may help.
Please keep us informed on how you are doing. If you decide to just let the chips fall where they may, you’ll need to communicate to keep up your resolve. Good people are here to lend support.
Take care of yourself, too.
Carol
I think counseling might be a good idea.
What if you just drop the subject? Say once, "If there is anything you'd like help with, let me know. Otherwise I'll just leave everything to you." What is the worst that can happen? He'll procrastinate too long on something and then he'll have to deal with the consequences. The world won't come to an end. And maybe that will change his mind about accepting some help.
Dropping the subject entirely and letting him take the lead on how he is caring for his mother's finances should reduce the stress level in the household and be easier on your son, if you really can let it go. If you stop bringing it up but are tense every time the mail is delivered or stressed out about it without an outlet, that might not be so helpful. This is where some counseling might be helpful.
His mother. His responsibility. Let him do it his way.
Outside counseling is sometimes helpful, but listening to the counsel in our own heads is the most important. We don't know the history or the personality of your situation, but you know it well so should have some ideas on how you can de-stress the atmosphere. If your husband needs to be manager for his MIL, then let him. If you can figure out some ways to give him free time when you and he can relax, that would be great. I can't imagine having to work 14 hours a day. That would be awful -- no time for an outside life at all. I hope you can find a way to help him chill. (When I wrote this, I wondered why he worked so many hours. Is it every working day?)