By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or
[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
When he's away at work, since you work from home, are you doing the caregiving then? Do you help her with personal hygiene? Meds? Or what?
Now that she's broken her arm, there's a lot more work for someone (BF? You?), right?
Can she be left alone?
So your BF has 3 siblings, and they all have washed their hands of her. Your BF could have done that, too...do you think he has any intention of making a life with you without her? And for you -- are you sure you want to stay with BF if your life with him will always include his mother living with you? It just doesn't seem that her moving out is very important to him, or he would have done more research before now. It seems it is up to you to do the research.
I think you need help from an elder lawyer with the Medicaid application. There are so many rules and each person's situation is different. There will be a penalty for the house. There is a formula that is used. So from date of application there will be this penalty. You will have to care for her during that penalty period. When the penalty period is up, you should be able to place her. Or, wait till 5 yrs and one day from the date of deed transfer and place her.
"In New Jersey, Medicaid penalties are calculated by first assessing the total gift amount and dividing it by $343.85 per day, about $10,000 per month. The resulting number translates to the number of days (months) one must wait before she is eligible for coverage."
If I figured this correctly, lets say MILs house was worth 200,000 you divide that by the 343.85 that equals 582 days divide that at an average of 30days in the month it comes out to 19.4 month penalty. Meaning if u applied today you could not place MIL until sometime in Nov or Dec of 2024. If the house was worth less than 200k the penalty will be less time. But she has to apply to find out what the penalty period is.
"The Penalty Period generally begins on the date one applies for Medicaid and is denied for the sole reason of violating the Look-Back Rule; it does not start the date a disqualifying transfer was made. In some states, the Penalty Period might begin on the 1st day of the month in which one submits a Medicaid application and is denied. Once the Penalty Period is over, one can reapply for long-term care Medicaid."
Note what I posted is for NJ but States usually have the same basic rules.
You have a somewhat unique problem here that should serve as a DIRE warning to others.
What the state is now claiming is that your MIL, having those properties, instead of selling them FOR HER CARE, GIFTED THEM to her family. That's something the state simply will not stand for. You can well imagine why. Say someone is wealthy enough to have 5 homes--say they want free care from medicaid instead of selling those homes for their care--so say they GIVE THOSE HOMES to their kids and then say "Gee, I have no money".
I hope igloo is around as she always has the best input on anything involving medicare and medicaid. You might consider sending her a private message to please look at your message on Forum if she isn't about on Forum today. I will send her a private message so if she is around she can look in to comment here.
I myself would now go to an elder law attorney for advice. This is something I see as needing expert input. You must realize that if there WERE NO CHILDREN you MIL would be cared for. You need now to find out how that is done and I couldn't wish you more luck.
Other than the broken arm, what are your BF's mother's conditions that necessitate AL?
How has it been a "nightmare" having her live with the two of you for two years?
What happens when your BF goes back to work? Do you work, too?
Is your BF an only child?
No one wants anything to do with her and I understand why. She expects too much of people. She wants to be taken care of and catered to while at the same time wanting to be in control and be woman of the house. She is also a user, which is why her sister wouldn't take her in.
I work online because I have anxiety.
She has diabetes, heart problems, and bone disease. She might have some other problems, but I'm not sure. I know when we tried to get into assisted living before they told my boyfriend she does qualify medical-wise. The only problem is money. She doesn't get enough social security to pay for it and we can't afford it. The rest of the family isn't doing anything to help.