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Medicare only pays 100% the first 20 days. 21 to 100, 50%. The other 50% is paid by the patient or fully/partially by the supplimental.
Why is the person in rehab? To get their strength back? If so that can be done at home with "home care" coming in. For everyday they were in the hospital, its 3 days of therapy when in to get ur strength back. As said, you can asked to be discharged. It can be done Against Medical Advice but it will be the doctor who signs off. The Therapist can put her 2 cents in but a SW has no say in the matter. Don't let them tell you that the bills will not be paid by Medicare and the supplimental. This is a tactic to get you to stay and not true. Insurances will pay up until discharge no matter the reason for leaving.
The last time my Mom was in was for getting her strength back. She was living in an AL so I was watching every penny. I told them they better do what they needed to do in 20days because there was no money for additional days. She was discharged in 18 and I should have taken her out before then.
What you may have to do is show that the discharge will be a safe one. They are under the law not to release if its felt its an unsafe discharge. It maybe that the person needs 24/7 care so someone needs to be there. That its safe to get them in and out of the home. That its safe to get in and out of the tub with even temporary bars in place. That a shower chair has been provided, etc, etc. Now these things are probably the SWs job.