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Oh please call your State Medicaid office to see what is the process. What will be the issue with the house and your business. The surviving spouse is allowed to have assets that total a certain amount.
I will let others on the forum here fill in the blanks for me. Just wanted you to know there is help out there for you.
This won't necessarily protect the asset, just because it's not in your name. Talk to a lawyer that is a Certified Elder Lawyer so that you can get a 2nd opinion. (((hugs)))
I have spoke to the free aid ohio has been they referred to a local edler care. I spoke to one attorney who referred me to another guy and I have a message in there as well as with some elder care place in Ohio. I'll talk to them all next week.
Looking into an assisted living place rather than a nursing home. Left a message at one I found locally.
The mountain I still have to climb is talking to her. I've laid some groundwork with her explaining that I'm exhausted and that I don't if I can do this much longer. I questioned if she's safe at home etc. also. The mountain being the amount of crying, the possible rage I will encounter when taking the next steps.
My assumption is that even if I'm staying on course not dragging my feet as I have I'm looking at 6 months easily yet.
But I do feel a little relief in that I'm doing something. I just know that even when she was in a nursing home life was a chaos for me seeing her, taking care of the house and working. But I need some help and I know I need it soon.
I appreciate all your input and just want to thank you for helping me realize it and begin researching it.
We went through this when daddy had Parkinson's and mother was his primary caregiver. His illness wore her to a nub. When he passed (at home, 13 years ago) she never shed a tear. I haven't seen her cry over him, or really even talk about him. I don't know why..partly b/c she was so angry at him for being sick and needing care, when she was the one who wanted all the "fussing" and attention. Now she's in the situation he was in. In fact, tonight my sibs and I are meeting to discuss what we need to do with/for her going forward. A NH is not off the table. She lives with my brother, but her needs far outweigh his capabilities to continue to care for her. I also do PT caregiving, but the 3 other sibs are MIA.
Without support, the constant caregiver grows weary and depressed, and yes, angry.
No one is going to think less of you for moving your wife to a better place for her. You will have a level of guilt about that, b/c you love her...but the "her" you married is long gone, replaced by someone you really don't know. That's so hard to handle.
I'm sure you are loving and patient with her, but you are still so young (relatively speaking!)....what would she have wanted, do you know? Did you ever talk about the "what ifs" and "when this happens"? Many couples don't.
Putting her in a community that can meet all her needs will calm your frustration and probably be better for both of you, in the long run.
Bless you!
God bless you in your love and commitment to your wife.
Meet with your financial advisor and figure out your budget and what you can afford for care for your wife. Is there residential care you can afford? How about a few hours of in-home care a week? Most towns big or small have a local senior center, or center for aging, etc. Go by yourself and meet with them and they can be an excellent resource for financial support, services, care, etc. your wife may enjoy mornings there where they have activities or programs she might enjoy or just seeing people there.
You need help. Don’t feel guilty. Yes you are married, but not everyone is cut out or have skilled nursing ability your young wife obviously needs. Get her in a living arrangement that works for both of you and allows you to still run your business and provide for your family and her care. She may be best suited for a skilled care facility where you can visit but not be burdened with day to day caregiving. Figure out how best to finance that. It might mean selling house even and moving to smaller apt, etc and using some of those funds to fund her care.
For gosh sakes, make sure your financial affairs, will, POA, advance medical directive, long term care insurance, etc are current and notarized and wishes discussed with your son so that he isn’t burdened like you are.
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