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True story: My late mother had a friend and my mother, who was a legally blind woman, would sometimes be a passenger in this friend's auto. After learning that this friend considered a stop sign or a red light a "suggestion," I said to my mother "You will never ride with Doris again."
Whoever of my siblings took mom to doctor would share the recording with me, her live in caregiver.
Our caregiver would take her on outings to lunch and shop and my mom loved doing that. She drove moms car, mom paid for lunch and she was in such a good mood after. It wasn’t an easy task with getting the walker in and out and walking at a snails pace but wonderful. Good luck.
love and light
BUT, you still might want to go with your mother to doctor's appointments. We had two independent home health providers for my mom. One of them, who loved my mother fiercely, would drive her to appointments. I never worried about her driving, or that she wouldn't take wonderful care of my mom.
What was an issue was that the caregiver, who loved my mom fiercely, tended to want to be in charge of my mother's medical care, and would only report to me the information that she thought I needed to know and that wouldn't worry me too much, which was a lot less than what I thought I needed to know. I had to gently but firmly insist that I went on all doctor appointments and was fully informed of any issues at home.
When a caregiver takes a patient to the doctor, the information you get will be, filtered by what your loved one and the caregiver; 1) remember, 2) understand (especially if there is a language barrier), 3) think is important for you to know.
My mother-in-law lives out of state from all family - her choice when she was younger and lucid. Her caretaker drives her to appointments and to run errands in the caretaker's car.
If you have concerns, make sure the caretaker is licensed, insured, and in good health to drive. Also make sure the vehicle is in good condition.
I would verify her legalities and check the IRS website for how much allowance for miles driven. Last time I checked it was .59 per mile but, it changes annually. This amount covers fuel, wear and tear and oil change type maintenance. Because fuel is not the only expense, you really want to do this. It shows gratitude for her using her personal vehicle. It is super easy with maps to verify mileage.
If she is using moms vehicle, speak to mom's insurance agent and find out if you need to do anything to ensure coverage. You would not pay her mileage if it is not her vehicle.
If she is using the clients car, the client needs to check with their insurance company about an additional driver. The client pays any additional charges.
Ask your caregiver for copy of insurance and driver's license.
My client with Parkinson's would routinely try to open her car door while we were on the freeway. Thank goodness for 'kid locks', she couldn't open the car from inside.
If an agency isn't covering you, then you should have your own policy written to cover you in her car, or yours.
Until you have proof of such coverage, it wouldn't be wise to allow your mother to be driven by this person.