By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or
[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
Many LTC or SNF (long term care or skilled nursing facilities - which is what nursing homes are called now) will take a resident "Medicaid Pending". If you or your parent aren't already on Medicaid and now are at the point to need that level of care (you have to NEED that level of care and ordered by your doctor with medical reports to back this all up). And you have to qualify for Medicaid in order to have Medicaid pay. Every state does it differently but overall it seems that you cannot have more than $ 2,000 income per month. SOme states are $ 2,022.00 and some are $2,100. Now they can own a home (individual residence not an income producing property) and a single car (the value cannot exceed a certain amount depending on the state) but overall other than that the total on other assets have to be no more than 2K monthly.
How Medicaid beds are handled really depends on the facility. Even though they have Medicaid beds they don't have to take you "medicaid pending" - they can require you pay their daily rate for LTC or SNF for every day until you qualify. If they take "pending" the rate is usually based on what you would pay to them based on your income level at Medicaid rate. So if your income $ 1,200 per month, your daily rate would be $ 42.86 per day for February. Which is huge amount less than a $ 200.00 a day rate. Most LTC/SNF is $ 3,000 - $ 6,000 mo private pay.
WIth "pending" you still would have to pay entire $ 1,200 you get for Feb. to the facility until you qualify.
Medicaid is supposed to turn applications around within 30 - 45 days. Alot depends on how organized you are with the documents required in order to qualify and if the facility is submitting the paperwork on your behalf. This is really important as they will have a set caseworker that reviews the application and only does LTC & SNF applications.
If you go to apply on your own, you end up in the same line as those going in for food stamps, ADC, WIC and whatever else poverty programs are out there. This is kinda a cluster.
So try to find a place that does medicaid pending and works with you on the paperwork.
The facilities can ask you to show them 6 mos to 3 years of
assets before they will take you "pending" as they don't want to get a resident that might be rejected from Medicaid for too much income, or transferring $$ or property within the 3 to 5 year look back. So you have to have your financial documents organized in advance. You are going to have to give this to the Medicaid caseworker anyways, so you might as well. If you are over the monthly maximum, you should think about meeting with an elder care attorney to get up a legitimate trust so you can qualify for Medicaid and have the attorney do it so that they will accept it. I don't think this is something you can do on your own as this is just too important.
Good luck.