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Waste not.
If it's for someone else, I believe you should respect the persons wishes, if it doesn't cost you money and within reason. If the person wishes for a big elaborate funeral, they should figure out how it will be paid for , way before death.
That the way I feel anyways
If you don't want them to have one for you when you pass away - I would just make your wishes clear to the loved one or Executor of your estate. They will have to do something - be it bury or cremate - and you can talk about all of that as well. But you can absolutely tell them that you don't wish to have a funeral.
As far as the other side of the question - if you are asking if you have to have one for a loved one - nope (in most cases). Unless they have PREPAID for an entire funeral AND left specific requirements for said funeral - in which case you probably have to HAVE it but that doesn't mean you have to tell anyone else about it - so you don't have to go through the process of having an actual funeral with receiving line and well wishes.
My FIL was in the middle. He wanted a "state" funeral. He had it all planned out, choirs, special speakers, special music, massive amounts of flowers, the most ornate coffin. You could tell he had envisioned it as if he would be there. (my FIL had NPD).
BUT...he never paid a penny to make those dreams come true. And frankly he didn't leave enough in his life insurance policy to cover even a third of what he wanted.
So, instead we did what WE wanted to do. Which was to cremate him and have no service.
In my opinion, funerals are for the living. And MANY MANY of the living are getting to the point where they don't want to go to funerals anymore if they can help it.
If you are asking for yourself...YOU do what YOU want.
The best thing to do if possible is to pre plan and pre pay your funeral.
That way it is all done the way you want it done.
There is nothing that says you HAVE to have a "Wake", a Visitation, a funeral or a burial.
If you have everything pre planned the funeral home can be called and they will come and pick you up and begin to carry out your wishes.
I think COVID taught us that funerals are not really needed.
Although no one came right out and said it, it was implied that I am selfish for denying my loved ones the chance to mourn me and say goodbye; that “funerals are for the living”. I reject that. But I did tell my daughter that if at my death she feels the need, she can put together one of those online memorial sites where an obituary is posted and people add their farewells. If she doesn’t, it’s certainly not going to bother me up there in the ozone!
I'm not having a funeral other than military commitment honors when I join my husband in a national cemetery.
NOT having a funeral seems most considerate of others.
To say the service was short would be an understatement -- as the Spouse, Mom got a 5 minute service (after waiting 10 months to be interred). I don't know if all Veteran cemetaries have the same restrictions.
In your will or trust make it clear that you want NO SERVICES or end of life gatherings.
No one in my family had services. I don't intend to and have said so in my End of Life documents.