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Encourage your dad and mom to see a certified elder care attorney well versed in Medicaid in their state. They need to explore all the options and mom needs to listen up. This is her life too.
Medicaid has only been around since 1965. With the current state of the union who knows what their options will look like going forward. Dad may not care if his memory is gone. Mom may need protecting from dad’s actions.
He may be taking perfect action but we wouldn’t know with the limited information you’ve provided. It’s good he’s trying to prepare. Support them in that.
I think before Dad makes any major decisions, someone needs to look things over.
Good thing I never believed her.
OB talked them into an Equity loan of $250K which, 25 years ago, was a great deal of money. Of course he lost the money and never made any attempt to make them whole, so we all ended up paying and working to add on to YB's home so mother and dad had somewhere to live. (OB died several years ago).
Not only did no one benefit from the 'sale' of the house, we all actually had to beg, borrow and almost steal to make YB whole over the addition to his home.
I NEVER expected to inherit a thing from my parents, and as it is turning out, none of us will.
Our OB totally took advantage of our folks and it's hard, even now to know hat he robbed them of thousands and thousands of $$ feeling he had every right to do so, as he was the eldest.
Nothing we could have done. At the time, both parents were considered to be competent. Nightmare, to say the least.
You have not completed your profile, so we do not know your parent's ages or any health concerns they may have. Without that information it is hard to provide any advice.
The most important thing to understand is that none of us are guaranteed an inheritance. Our parent's assets must be used to cover their expenses until they die. If there is anything left over then there maybe an inheritance.
If your Dad is competent to make decisions then unless the trust is irrevocable, he can sell HIS house.