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Good luck,
Carol
Good luck.
First of all, you must deal with your out of control spend, spend, crazy dad by putting all bills on auto draft from the bank. Every Bank and or investment group must have a copy of that POA. It's your badge of authority for getting this stuff done! His doctor(s) must have a copy of his medical POA which opens the door for them to really discuss his health issues with you. It's your badge of authority to get past the HIPPA privacy laws. When it comes right down to it, when you act and speak as his POA in his behalf, legally speaking, it is as if he were speaking or doing it himself. So, today, take that authority and use it for both his sake, your mom's safety, their financial security, and for your well being. Today!!!!
Second, get your dad evaluated by his doctor to determine if he is or is not competent to handle his affairs in a business like manner and for the doctor to put that in writing on his letter head and or even notarized.
Third, if invoking your Durable POA risks flipping your dad out to the point that he becomes a danger to your mother, then call 911 for he is totally out of it.
Fourth, get yourself into therapy to help with some internal strength.
Fifth, tell yourself that when he was of a more sound mind, your dad entrusted you with this POA so take the authority given and dang blast it, use it because he gave it to you for such a time as this. You dad and your mom, need you as their surviving offspring to be their strong, authorized adult daughter and not their frightened little girl who might make daddy mad. If not, he and your mom will be mad when you've let him spend all of the money because of not using your POA which means that was wasted money too.
. I'm wondering between the lines if your dad has ever been abusive to you or have you witnessed him being abusive to your mother?
You have survived much already and you can survive this too, but not by fearfully burying your head in the sand. I wish you the best in dealing with this
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