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She might be a sweetheart with the sincerest of motives. She might have seen seniors needing help but no one there to step in and help, not even bill paying. Which can be done from another state, with simple phone contact and some personal info.
Or, she could be an opportunist and sees an easy score. Do your parents have considerable assets?
CAN she do it?
I don't know, but she is.
Should she have asked you first? Maybe, maybe not.
All this is just speculative dancing.
I would be making plans to get to my parents ASAP. Waiting for dad's " expected" recovery is taking a real chance with their, health, well being, care and finances. Don't drop the ball here. You might wait to long and miss the boat. Your parents would be the ones who suffer because of it.
They need help right now. If your really concerned, get there. If you can live with what just might happen to them, keep asking random people what they think, from the comfort's of your home, states away.
The ball is in your court. But remember, if this woman is a taking, or going to take advantage of them, recovering the money may take years of litigation. With no guarantee of getting anything back. What happens to your parents in the final years of their lives then?
Are you your Dad's POA? If so, did the guardian know that? If you are not POA, do you know who is, if anyone?
When did Dad have the stroke?
There needs to be a back story here, as Guardianship usually doesn't happen if there are still family members, such as yourself, available.