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What does your BIL being ill and them being low on money have to do with Mom’s medication?
Mom shops. Ok. Does she hoard? Is her shopping out of control for things she doesn’t need? Is that what angers Sister?
You say Mom has $500,000 in the bank. She’s in a high-end facility and self-paying. Believe it or not, Mom could outlive her money. Doesn’t seem like it now, but it could happen.
Before you engage an attorney, have a calm and non-accusatory meeting with your sister and your daughter. Put your suspicions aside and listen to what she has to say. Once you are aware of her side of what’s going in, things may change. If you don’t get the answers you are seeking, then it’s time to get help finding out what’s going on. But be aware if you do enlist the services of an attorney, bridges will be burned that cannot be rebuilt.