By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or
[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
Medicare is the health care system for seniors in the U.S. It does not include long term care in a facility. That is the responsibility of the individual (or their family). This can be accomplished by purchasing 'long term care' insurance which is quite expensive, especially if it is purchased at older ages. The alternatives are private pay from savings. For those who require long term care and do not have the resources, applications to Medicaid (different than medicare) can be made. Medicaid is administered by the state and each state's rules vary.
There is some aid available to veterans and their spouses if qualify and they do not have the financial resources to pay for 'long term care'. In the NE part of the US assisted lifing facilities cost anywhere from $5-8,000/month. Skilled nursing facilities (nursing homes) runa anywhere from $10-13,000/month.
Many people only learn that this is their financial responsibilty too late. Then they are scrambling to figure out how to pay for the care. When they qualify for medicaid, it is the rest of the taxpayers that are paying for their loved one's care. Things like hospital beds and wheelchairs are covered by Medicare (health care). Room and meals and round the clock assistance are not covered by that.
Those from outside the US may see a lot of posts about how to 'hide assets' so that the family member qualifies for Medicaid. Some others feel that this is an abuse of the system leaving others to pay for care that the individual could well afford but choose to have others pay instead. AND in my observation, most (not all) facilities that accept medicaid patients are not as nice as the ones that do not - or tha ttake just a few medicaid residents.
With the baby boomers getting older, neither the US or Canada or European Union countries will be able to afford to care for this surge of potential seniors. the challenges will be massive.