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Could the life ins be cashed out now and use the money to take care of the debts?
Why is dad having to pay anything on Medicaid. I thought everything was paid for and Dad got a small allowance for personal needs/
Tell us more when you see the lawyer.
Look at the paperwork you signed. Did you sign u would be responsible? If not, then you don't have to pay. Children r not responsible for parents debts. I would check out that garnishment with SS. All money is to go towards Dads care. A student loan is a debt.
I never got a student loan (self pay all the way), so I don't know if there are any methods of relief but I recall periodically hearing or reading about forgiveness of some of the debt. That might be before garnishment though.
Is your brother helping to pay down this loan (in addition to funds being garnished from your father's assets)?
I sense that you're strapped for money. It wouldn't hurt to see if you can get legal help pro bono and have someone review the documents to confirm whether or not you're liable.
What kind of federal loan is the garnishment for? Is there any possibility it's close to being paid off?