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He had a roommate and they would go get into mischief together and take walks. All of his needs were met, they just don't have the organized activities. Part of why it didn't cost 3k monthly.
Where are they located? Not every town has this type of option, but the kind posters here can help you figure out what you choices are based on location.
I also looked into home assistance for her at her apartment. For 8 hours a day, 7 days a week, that also cost $5,000.00 per month but would leave her alone at night. That figure would include meal preparation, light housekeeping and personal care.
While I realize that your wife’s parents do not wish to apply for benefits at this time, now is the time to help them apply. The process takes time and with an income of around $2,000.00 per month, they should be eligible for assistance. Finding a facility also takes time and if they were already approved for assistance, the transition to an ALF would be faster.
To the OP, you'll know when the time is right, via your stress level, to place Mom in a nursing facility. I would suggest you start now getting them approved for LTC Medicaid. It will be easy based on their income. You likely can do it online at your state's social services website. Then start looking at nursing homes in your area. If there is a waiting list for one that you desire, put them (or him or her) on it. Also look into in home care covered by LTC Medicaid. It may be available (in my case it wasn't, but I've heard in other states it is more readily available). The state doesn't look at your assets, only theirs. Hope this helps.
The research takes time, now is the time to start it...not when they need it!
Dimentia is an approved hospice reason. You may not need that now but in the future, they are a great resource!
good luck and God bless!