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You've already placed cameras in her home, that you can access from anywhere in the world and she has a life alert type device in case she falls, so what more do you want?
I literally can feel your stress just from reading your post. Take some deep breaths and calm down.
Unless you wrap your 97 year old mom up in some bubble wrap, and put her up somewhere where she can't get hurt, I don't know what else you can do other than hire 24/7 care for her on her dime.
Let your mom live her life as she sees fit and quit being so over protective and stressed out over something you have little control over.
Another option of course is moving her into a nice assisted living facility where she will be around other folks her own age and where she will have folks checking on her throughout the day, and be able to do lots of fun activities if and when she wants to, and most importantly you can get back to just being her loving daughter and advocate and not her stressed out caregiver. Plus your husband and you will be able to come and go as you please and enjoy your retirement years without the added stress of making sure your 97 year old mom has all the care she requires.
Your mom has had her life, so it's time for you and hubby to now live and enjoy yours.
I hate when my husband goes on ladders when I'm not home, and sometimes I have to go to moms. So I will check are ring to see he has been going in and out of the house and such. And I can even talk to him if I feel like I need to when he sets it off.
But to be honest, I want you not to , because I think you need to enjoy yourself. Put home out of your head . We have to do that for are mental well being.
Oh I'm sorry just editing I didn't realize you already have cameras. Seriously that's plenty.